:root{--paper:#f3f0e8;--paper2:#e7e1d5;--ink:#171714;--muted:#68675f;--line:#c9c3b7;--signal:#b82d21;--night:#1b1b18;--serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif;--max:1220px;--pad:clamp(20px,4.2vw,58px);--s1:8px;--s2:16px;--s3:24px;--s4:40px;--s5:72px;--radius:0}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 var(--sans)}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}img{max-width:100%;height:auto}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:20}.header{height:76px;padding:0 var(--pad);border-bottom:1px solid var(--ink);display:flex;align-items:center;justify-content:space-between}.brand{font-weight:900;letter-spacing:-.055em;font-size:23px}.brand span,.accent{color:var(--signal)}.brand sup{font-size:8px}.header nav{display:flex;gap:28px;font-size:12px;font-weight:700}.header nav a:hover{text-decoration:underline;text-underline-offset:5px}.head-cta,.btn{background:var(--ink);color:#fff;padding:11px 15px;font-size:12px;font-weight:800;border:0;cursor:pointer}.btn.red{background:var(--signal)}.wrap{max-width:var(--max);margin:auto;padding-left:var(--pad);padding-right:var(--pad)}.hero{padding-top:45px;padding-bottom:64px}.eyebrow,.kicker{font-size:10px;text-transform:uppercase;letter-spacing:.14em;font-weight:800}.hero h1,.page-hero h1,h2{font:400 clamp(44px,7vw,96px)/.94 var(--serif);letter-spacing:-.055em;margin:35px 0 24px}.hero-grid{display:grid;grid-template-columns:1fr 290px;gap:70px}.hero .lead,.answer{font:20px/1.45 var(--serif);max-width:720px}.note{border-top:5px solid var(--signal);padding-top:15px}.note strong{display:block;font:28px/1.05 var(--serif);margin-top:40px}.searchbox{margin-top:48px;background:var(--night);color:#fff;padding:26px}.searchbox label,.field label{display:block;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.searchrow{display:grid;grid-template-columns:1fr auto;border-bottom:1px solid #777}.searchrow input{min-width:0;background:none;border:0;color:#fff;font:22px var(--serif);padding:13px 0}.searchrow button{border:0;background:var(--signal);color:#fff;padding:0 26px;font-weight:800}.routes{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--ink)}.routes a{padding:22px 26px;display:flex;justify-content:space-between}.routes a+a{border-left:1px solid}.routes strong{font:20px var(--serif)}.routes small{display:block;color:var(--muted)}.section{padding-top:90px;padding-bottom:90px}.section-head{display:grid;grid-template-columns:1fr 330px;gap:40px;align-items:end;margin-bottom:38px}.section-head h2,.page-hero h1{font-size:clamp(46px,5vw,70px);margin:8px 0}.section-head p{color:var(--muted);font-size:14px}.table{border-top:2px solid}.row{display:grid;grid-template-columns:55px 1fr 220px;gap:22px;padding:24px 0;border-bottom:1px solid var(--line)}.row h3{font:26px var(--serif);margin:6px 0}.status{color:var(--signal);font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.meta{font-size:12px;color:var(--muted)}.meta a{display:block;margin-top:30px;color:var(--ink);font-weight:800}.dark{background:var(--night);color:#f4f1e8;padding:90px max(var(--pad),calc((100vw - var(--max))/2 + var(--pad)))}.dark h2{font-size:clamp(44px,5vw,68px);margin:8px 0 42px}.flow{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #65655f;border-bottom:1px solid #65655f}.flow div{min-height:180px;padding:25px 18px;display:flex;flex-direction:column}.flow div+div{border-left:1px solid #65655f}.flow span{color:#df6252;font:18px var(--serif)}.flow strong{font:24px var(--serif);margin-top:auto}.flow small{color:#aaa99e}.page-hero{padding-top:55px;padding-bottom:55px;border-bottom:1px solid}.breadcrumbs{font-size:11px;color:var(--muted)}.breadcrumbs a{text-decoration:underline}.content-grid{display:grid;grid-template-columns:240px 1fr;gap:70px}.toc{position:sticky;top:20px;align-self:start;border-top:2px solid;padding-top:14px}.toc a{display:block;padding:7px 0;font-size:12px;color:var(--muted)}.prose{max-width:760px}.prose h2{font-size:40px;line-height:1.05;margin:60px 0 18px}.prose h3{font:28px var(--serif);margin-top:35px}.prose p,.prose li{font-size:17px}.callout{border-left:5px solid var(--signal);background:var(--paper2);padding:20px 24px;margin:30px 0}.filters{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:10px;margin:28px 0}.filters input,.filters select,.field input,.field textarea,.field select{width:100%;background:#fff;border:1px solid var(--line);padding:13px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.card{background:var(--paper);padding:25px;min-height:260px;display:flex;flex-direction:column}.card h2,.card h3{font:28px/1.05 var(--serif);letter-spacing:-.03em}.card p{color:var(--muted);font-size:13px}.card a{margin-top:auto;font-weight:800}.form{max-width:760px;border-top:2px solid;padding-top:25px}.field{margin-bottom:18px}.field textarea{min-height:150px;resize:vertical}.check{display:flex;gap:9px;font-size:12px;color:var(--muted)}.form-result{margin-top:15px;font-size:13px}.footer{background:#11110f;color:#fff;padding:60px var(--pad);display:grid;grid-template-columns:2fr 1fr 1fr;gap:45px}.footer>div{display:flex;flex-direction:column;align-items:flex-start;gap:7px}.footer p{font:24px var(--serif)}.footer a:not(.brand){font-size:12px}.footer small{grid-column:1/-1;border-top:1px solid #393934;color:#929188;padding-top:20px}.score{font:74px/.9 var(--serif);color:var(--signal)}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px}.list{border-top:2px solid}.list>div,.list>li{padding:16px 0;border-bottom:1px solid var(--line)}.empty{padding:25px;border:1px dashed var(--line);color:var(--muted)}@media(max-width:760px){.header{height:62px}.header nav{display:none}.head-cta{font-size:10px;padding:8px}.hero{padding-top:30px}.hero-grid,.section-head,.content-grid,.split{grid-template-columns:1fr}.hero-grid{gap:35px}.hero h1{font-size:52px}.note{display:none}.searchbox{margin-left:calc(var(--pad)*-1);margin-right:calc(var(--pad)*-1)}.searchrow{grid-template-columns:1fr}.searchrow button{padding:13px}.routes{grid-template-columns:1fr;border-left:0;border-right:0}.routes a+a{border-left:0;border-top:1px solid}.section{padding-top:65px;padding-bottom:65px}.row{grid-template-columns:30px 1fr}.row .meta{grid-column:2}.flow{grid-template-columns:1fr 1fr}.flow div:nth-child(3){border-left:0}.flow div:nth-child(n+3){border-top:1px solid #65655f}.toc{position:static}.filters,.cards,.footer{grid-template-columns:1fr}.footer small{grid-column:1}.page-hero h1{font-size:48px}.prose h2{font-size:34px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}:root{--paper:#071018;--paper2:#0b151e;--ink:#f1f4f5;--muted:#8998a3;--line:#20313d;--signal:#ef3d2f;--night:#03080c;--gold:#f5a623}body{background:var(--paper);color:var(--ink);background-image:linear-gradient(rgba(23,51,67,.12) 1px,transparent 1px),linear-gradient(90deg,rgba(23,51,67,.12) 1px,transparent 1px);background-size:64px 64px}.header{background:#03080cf0;border-color:#22333f;position:relative;z-index:10}.brand span{color:var(--signal)}.head-cta,.btn{background:var(--signal);color:#fff}.header nav a{color:#cbd4da}.footer{background:#020609;border-top:1px solid #22333f}.page-hero{background:linear-gradient(90deg,#071018fa,#071018c7);border-color:var(--line)}.page-hero h1,.section h2,.hero h1,h2{color:#f4f6f7}.answer,.hero .lead{color:#dce3e7}.kicker,.eyebrow{color:#92a4af}.status,.accent{color:var(--signal)}.hero-cinematic{max-width:none;padding:0;min-height:min(840px,85vh);position:relative;overflow:hidden;background:#02070b}.hero-art{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}.hero-cinematic:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#02070bfa,#02070bd4,#02070b1f 72%),linear-gradient(0deg,rgba(2,7,11,.82),transparent 45%)}.hero-overlay{position:relative;z-index:2;padding-top:62px;padding-bottom:52px}.hero-cinematic h1{max-width:760px;text-shadow:0 8px 28px rgba(0,0,0,.65)}.hero-cinematic .lead{max-width:620px}.note{border-color:var(--signal);background:#03080cc2;padding:18px}.searchbox{background:#02070be6;border:1px solid #344653;box-shadow:0 24px 70px #00000059}.searchrow input{color:#fff}.searchrow button{background:var(--signal)}.routes{border-color:var(--line);background:#0a141d}.routes a+a{border-color:var(--line)}.routes small,.section-head p,.row p,.meta,.card p{color:var(--muted)}.section{background:#071018c7}.table{border-color:#314451}.row{border-color:var(--line)}.row:hover{background:#0c1821}.dark{background:#03080c}.flow{border-color:#314451}.flow div+div{border-color:#314451}.callout{background:#0c1922;border-color:var(--signal)}.cards{background:var(--line);border-color:var(--line)}.card{background:#09141d;color:var(--ink)}.visual-cards .card{padding:0;overflow:hidden;min-height:430px}.visual-cards .card img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block;filter:saturate(.92) contrast(1.04)}.card-body{padding:24px;display:flex;flex-direction:column;flex:1}.card-body a{margin-top:auto}.visual-cards .card:hover img{filter:saturate(1.08) contrast(1.07)}.field input,.field textarea,.field select,.filters input,.filters select{background:#09141d;color:#f4f6f7;border-color:#2a3d49}.wide-art{padding-top:36px}.wide-art img{width:100%;display:block;aspect-ratio:16/7;object-fit:cover;border:1px solid #2a3d49}.source-list div,.list>div,.list>li,.steps li{border-color:var(--line)}@media(max-width:760px){.hero-cinematic{min-height:810px}.hero-art{object-position:68% center}.hero-cinematic:after{background:linear-gradient(180deg,#02070b59,#02070bf0 48%,#02070b 88%)}.hero-overlay{padding-top:34px}.hero-cinematic h1{font-size:49px;margin-top:190px}.hero-cinematic .note{display:none}.hero-cinematic .searchbox{margin-top:35px}.visual-cards{grid-template-columns:1fr}.wide-art{padding-left:0;padding-right:0;padding-top:0}.wide-art img{aspect-ratio:4/3}}.article-facts{display:flex;gap:34px;margin-top:35px;padding-top:20px;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}.article-facts strong{display:block;color:var(--ink);font:28px var(--serif)}.pillar-toc{max-height:calc(100vh - 40px);overflow:auto;padding-right:10px}.pillar-toc a{line-height:1.25}.pillar-prose{max-width:800px}.pillar-prose .snippet{font:22px/1.45 var(--serif);color:#e9edef}.topic-list{columns:2;gap:30px;background:#0a161f;border:1px solid var(--line);padding:22px 22px 22px 42px}.related-link{display:flex;flex-direction:column;gap:4px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0}.related-link span{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}.related-link a{font:22px var(--serif);color:#fff}.sources{padding:0;list-style:none;border-top:2px solid var(--ink)}.sources li{display:flex;justify-content:space-between;gap:20px;padding:14px 0;border-bottom:1px solid var(--line)}.sources a{text-decoration:underline;text-underline-offset:3px}.sources small{color:var(--muted);white-space:nowrap}.faq-list{border-top:2px solid var(--ink)}.faq-list details{border-bottom:1px solid var(--line);padding:16px 0}.faq-list summary{cursor:pointer;font:22px var(--serif)}.faq-list p{color:var(--muted)}@media(max-width:760px){.article-facts{gap:15px}.article-facts strong{font-size:22px}.pillar-toc{max-height:none}.topic-list{columns:1}.sources li{flex-direction:column}.sources small{white-space:normal}}.money-flow{list-style:none;padding:0;display:grid;gap:12px;counter-reset:flow}.money-flow li{position:relative;border-left:4px solid var(--accent,#b7352d);background:#ebe7dc;padding:18px 20px 18px 54px}.money-flow li+li:before{content:"↓";position:absolute;top:-23px;left:18px;color:#9f2f29;font-weight:800}.money-flow strong{display:block;margin-bottom:4px}.broker-check label{display:block;margin:12px 0}.broker-check input[type=text]{display:block;width:100%;margin-top:7px;padding:13px;border:1px solid #9b978d;background:#fffdf7;font:inherit}.broker-check .list label{padding:10px 0;border-bottom:1px solid #d4d0c5}@media(max-width:700px){.money-flow li{padding-left:46px}}.brand{display:inline-flex;align-items:center;gap:10px}.brand img{width:34px;height:34px;flex:0 0 34px}.brand .brand-name{color:inherit}.brand .brand-name b{color:var(--signal)}
